Due to the need to reduce fraud with credit cards on the internet, fairly strict risk parameters are built in to the approval model for the credit card sign-up method. At times, for no apparently good reason, your card may be declined. This is due to factors beyond our control. However, in order to allow as many legitimate customers to join as possible we are using two credit card processors, each with their own approval parameters. If you have trouble getting approved with CCBill, please try Paycom by selecting a membership option below: